Entering Repayment
Once you graduate, drop below half time (less than 3 credits for master's degree students or 6 credits for licensure-only students), or otherwise leave Bethel, you’ll need to prepare for repaying your federal loans.
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Complete exit counseling.
If you’ve received federal loans or the TEACH grant, you must complete exit counseling to go over your rights and responsibilities.
- Subsidized and Unsubsidized exit counseling can be completed through the U.S. Department of Education on the National Student Loan Data System (NSLDS).
- TEACH Grant exit counseling can be completed through the U.S. Department of Education on the National Student Loan Data System (NSLDS).
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Consider federal loan consolidation.
Consolidating federal loans could help you manage your finances with fewer monthly payments and a fixed interest rate. Learn more about the pros and cons of consolidating your federal loans.
For more information about repayment, visit the U.S. Department of Education's Direct Loan Program website:
