Process Your Direct Unsubsidized Loans

After you apply for aid, you'll get a financial aid award letting you know if you're eligible for a Direct Unsubsidized Loan.

To maintain Direct Loan eligibility, you must be enrolled at least half time (3 credits per term for master's degree students, 6 credits per term for licensure-only students).

If you plan to borrow this loan, make sure to process your loan at least 1 month before you start classes.

  1. Complete entrance counseling and your master promissory note.

    If you’re a new Bethel borrower, you must complete loan entrance counseling and a master promissory note (MPN). Be sure to select "Complete Master Promissory Note" and "Complete Entrance Counseling."  Please note - if you complete the "Financial Awareness Counseling," this does not satisfy the loan entrance counseling requirements.

    You'll need your Federal Student Aid PIN to log in to complete entrance counseling and sign your MPN. Select Minnesota as the School State when completing your entrance counseling, regardless of your geographic location.

  2. Request your loan amount.

    It’s typical for students to borrow a loan for the whole school year. Keep in mind that your direct loans are disbursed equally over each eligible term even though your student charges are based on your enrollment per term and may not be equal.

    Request the amount you’d like to borrow online through Blink [Student Services > Financial Aid Awards channel > Financial Aid Awards].

    1. Select the appropriate academic year from the drop down list.
    2. Click the Accept Award Offer tab, decide how much of your Direct Unsubsidized Loan you want to borrow for the full year, and follow the instructions.
    3. Click Submit Decision.

If you’re unable to accept your loan award online via Blink, please complete and return the paper Loan Request form included with your financial aid award package (Loan Request form).

More About This Loan

Get more details on Unsubsidized Loans, including interest rates, repayment, and loan fees.

Questions?